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Glossary of conveyancing terms


Where a property seller is also buying another property this is a chain of transactions and some chains can have many links.

On the day of completion the balance of the purchase price is paid by transfer of funds between solicitors' client accounts by electronic transfer. CHAPS means Clearing Houses Automated Payment System.

For example a cleared cheque, banker's draft, cash, on a CHAPS, telegraphic transfer or BACS payment. The solicitor would require Cleared Funds in order to complete any purchase or sale where there is negative equity.

A search at the local authority to check the property is not registered as common land or part of a village green resulting in third party rights over the property (e.g grazing) resulting in the enjoyment of the property being limited.

The moment when the buyer becomes the new owner of the seller's house and the day the seller must have left the property.

This is the day that ownership of the property passes from the seller to the buyer.

A written calculation of all the receipts and payments due in respect of the transaction.

Land affected by contamination which could arise from a past use of a property (e.g. oil refinery) or by things stored on the property in the past (e.g. petrol station).

The form of legal agreement prepared in duplicate for signature by the seller and buyer setting out all the legal rights and obligations agreed between them.

A document transferring ownership of an unregistered property from one person to another.

The legal work needed to buy and sell properties.

Where two or more people own jointly the property and all are legally entitled to the property.

Legal obligations contained in a Deed.

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69 - 75 Thorpe Road,
Norwich, NR1 1UA
01603 877066 or 01603 877067
01603 230125
copyright © 2017 MJP Conveyancing. All Rights Reserved

*MJP Conveyancing LTD is authorised and regulated by the Solicitors Regulation Authority – SRA No. 590889

MJP Conveyancing Ltd is a company registered in England and Wales Registered No: 8026741 VAT Number: 157917571. A full list of the directors is available upon request. We use the word 'Partner' to refer to a Director of the Limited Company, or any employee or consultant with equivalent standing and qualification. Equality and Diversity Policy Equality and Diversity Policy Statement for Clients * - In calculating this we measure the average time it takes to reach the stage of exchange ( not the date you actually move in which is known as the completion date) from the date we receive the contract from the sellers solicitors or from when we send the contract to the buyers solicitors. This period can be longer when delays arise which are not within our control. We cannot guarantee that we can achieve this average turnaround time in all transactions. This turnaround time does not apply to leasehold and leasehold and new build transactions.
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